Trick of using a credit card wisely!

Trick of using a credit card!

If you want to have a credit card, you should know the trick of own spending. There are 3 rules for using credit cards.

• To think credit cards are like cash because it really true. Only you have the pin number, you can withdraw money from ATM machine. Therefore, we must always make sure that the card is not lost (If the card is lost or stolen, hold the card immediately). You should be careful CVC number in the back of card because theses number can use shopping online. 

• Paid in full amount all times, don’t overdue. Unless absolutely necessary you can minimum payment. If you fear that you will not pay the debt in full. I have a solution for it. Every time you swipe the card for anything. You should deposited money in the bank account to pay credit cards at the end of the month.

• Before you swipe the card you should consider that

          -You need to buy and necessary items.

     

       -Don’t be greedy cause of sale promotion.Now marketing plan is very deep and often tempting to pay off with credit card.  

End with that phrase “A penny saved is a penny earned. 5555”